Construction Loans

Build Your Future with Mercer Capital Construction Loans

Mercer Capital offers specialized construction loans designed to provide the financial support you need for your building projects. Whether you’re constructing a new home, adding an extension, or undertaking a major renovation, our construction loan options offer flexibility and competitive rates to help bring your vision to life.

Why Choose Mercer Capital for Your Construction Loan?

Tailored Financing Solutions
Our construction loans are tailored to fit the specific needs of your project. From initial planning to completion, we provide financing solutions that align with your project timeline and budget.

Competitive Rates
Enjoy competitive interest rates that help you manage the cost of construction. Our rates are designed to offer you financial flexibility and savings over the course of your loan.

Flexible Terms
We offer flexible loan terms to accommodate the various stages of construction. Whether you need short-term or long-term financing, we have options that can be customized to fit your needs.

Expert Support
Our experienced loan advisors are here to support you throughout the construction process. We provide guidance and assistance to ensure a smooth and successful project.

Types of Construction Loans We Offer

• Construction-to-Permanent Loans: Finance the construction of your new home with a loan that converts to a permanent mortgage upon completion.
• Construction-Only Loans: Obtain short-term financing for the construction phase, with separate arrangements for permanent financing once the project is complete.
• Renovation Loans: Access funds for major home renovations or improvements, tailored to meet your project’s specific requirements.

How to Apply

1. Contact Us: Reach out to discuss your construction loan needs and explore the best financing options for your project.
2. Prepare Documentation: Provide necessary documents such as project plans, budgets, and proof of income.
3. Submit Your Application: Complete and submit your loan application with the required documentation for review.
4. Approval and Disbursement: Once approved, we’ll finalize your loan terms and disburse funds according to your construction schedule.